Friday, May 8, 2020

Finding an Effective and Affordable Way to Get Your Words on the Page

Finding an Effective and Affordable Way to Get Your Words on the PageIf you're going to start your own business as a professional writer, then you have to find an effective and affordable way to get your words onto the page. That way, you're going to attract clients. But, how do you find out who the best writers are? Well, you need to know what kind of writing you're good at and how to differentiate your style from other writers.For this, you can find ways to ask your clients about their needs. What's your specialty? How can you provide them with the services they're looking for? Don't be afraid to ask them! It's a smart business move to be able to describe your services well.Once you know how to write, you should then compare your work to that of other writers. This may take a little time and effort but it's worth it. Now, where can you find these writers? Simple: Look for reviews online. The best places to start looking for reviews are Google, Yahoo and MSN.Most of these review sit es have become an invaluable tool for many internet marketers, so take advantage of it and use it. There's no reason why you can't start there.Don't forget to check to see how their feedback measures up to other client's reviews. This is a good way to get to know what's good and what's not good. You're also going to find some great offers from those with good reviews as well.Once you know what you're looking for, you should start writing your reviews. Bear in mind that you need to communicate with the clients, so that you are a trustworthy resource. Take your time in writing the reviews so that you can make a solid first impression.All the same, if you really want to succeed as an online business writer, you need to constantly learn and grow. You need to constantly improve and sharpen your skills and your sales-pitch. You need to stay on top of things and at the same time look for new ways to advertise and promote your business. As an entrepreneur, you have to remain willing to expe riment, change and learn new skills.

Wednesday, May 6, 2020

Plato - 1819 Words

The Conditional Acquittal: On a Supposed Contradiction in Plato’s Apology and Crito Ben Blanks, Lynchburg College (Editor’s note: This essay by Ben Blanks is the winner of the North Award for the best paper in the 2012 Agora. Ben presented an earlier version of this paper at the ACTC Student Conference at Pepperdine University in Malibu, California, in March, 2011.) When reading the Apology and the Crito of Plato, one inevitably comes upon a seeming fundamental contradiction between the two dialogues. The Apology presents readers with a defiant Socrates who declares in his trial that, if acquitted on the condition that he never philosophize again, he would continue to practice philosophy in spite of the jury’s order to the contrary: .†¦show more content†¦Rather, it clears the debate considerably. If the Apology passage is shown to have been made in defiance of an illegal court procedure, then the Apology passage cannot be taken as evidence of Socratic support of civil disobedience. Such evidence, coupled with the obedience to law proscribed in the Crito, allows the supposed contradiction between the two dialogues to be dismissed. In order to analyze the Apology and the Crito in relation to each other, one must first make an assumption that has not been proven to any significant extent. One must assume that the Socrates character within the two dialogues is both consistent and trustworthy in espousing philosophical arguments. By accepting this assumption, one can evaluate the inconsistencies within the two Socratic dialogues as if they were a complete, consistent whole. Following such an assumption, one can examine the philosophy in the Apology in relation to that within the Crito with logical bearing. In order to understand the seeming contradiction between the two works, one must understand the passages on which it is based. The defiance passage of the Apology, when interpreted literally, does indeed seem to contradict the obedience to the state espoused in the 3 Thomas C. Brickhouse and Nicholas D. Smith, Plato’s Socrates (Oxford: Oxford University Press, 1994), 145- 146. Blanks 3 ï ¿ ¼ Crito. In the passage, Socrates declares that, if given a choice between obeying theShow MoreRelatedPlato967 Words   |  4 Pageswould wish the best for a friend regardless of the friend’s usefulness to them or what pleasure he could attain. Having been raised to strive to attain these virtues, the need for a reason to do so becomes pointless. Another difference is that Plato believes that the best type of good is one that is desirable both in itself and for the sake of its results, while Aristotle says that if X is desired because it brings you to Y, then Y is ultimately better than X. Therefore, the highest good is oneRead MorePlato And Plato s Republic1119 Words   |  5 PagesThe ancient Greek Philosopher Plato had an interest in finding the ideal government. In Plato’s Republic, he discusses his ideas and views of how this ideal government would function. He believed that people are born into 3 different classes, with different responsibilities (Plato 415a). Only people in the â€Å"golden† class were fit to rule. The most effective of these rulers would be philosophers, as they have knowledge of the good of the whole (Plato 473d). This system seems too perfect for me. IRead MorePlato And Plato s The Apology1623 Words   |  7 Pagesmore interested in determining how the world worked and its origins/c osmology, as oppose to philosophers such as Plato And Socrates who focused more on ethics or morality. Plato’s conception of God and religion can be depicted in his literatures â€Å"Euthyphro† and â€Å"The Apology† which he expresses through his writings of Socrates in dialogue formation. While one may assume that both Plato and Socrates shared analogous notions of God and religion it is impossible to truly know given the Socratic problemRead MoreThe Republic By Plato Vs. Plato1299 Words   |  6 PagesThe Republic by Plato is an vision of an utopian society established through the character of Socrates. Many aspects of Plato’s society appears utopian; however, it can also be viewed dystopian as it is mere subjectiveness. Many of Plato’s arguments apply to current day society; for example, Donald Trump’s rise to power depicts democracy degenerating to despotism. Plato’s Republic is utopian in idealistic terms because the most qual ified individual is in charge of society who is able to extend hisRead MoreComparison Between Plato And Plato1101 Words   |  5 Pagesmorality is, how to create justice inside and outside society, the state of nature, equality, and the state of war. They distinguish how the people and government help create a well-oiled society. Comparing Plato to Rousseau, the beginning of philosophy to a more modern perspective. In Crito by Plato, Socrates continues a speech of the Laws of Athens by appealing to a social contract that exists between the Laws and the citizens. By living in Athens, one must abide by the Laws of Athens. Since SocratesRead MorePlato s Symposium, By Plato1273 Words   |  6 PagesIn the book,† Plato’s Symposium,† by Plato, who was a philosopher in Greece, he illustrates the dialectic discussion at a party at Agathon’s to celebrate his triumph of his first tragedy. In the Symposium; the guests Phaedrus, an Athenian aristocrat; Pausanias, the legal expert; Eryximachus, a physician; Aristophanes, eminent comic playwright; Agathon ,a tragic poet and host of the banquet; Socrates, eminent philosopher and Plato s teacher; and Alcibiades, a prominent Athenian statesman, oratorRead MorePlato Vs. Rhetoric : Plato And Rhetoric2524 Words   |  11 PagesPlato and Rhetoric Plato is one of the greatest philosophers in history. Often his words and sayings resonate to this day. But, considering all what Plato has done, what is most peculiar about him is his condemnation of poets and sophists. Plato is in a constant fight to see that the way of true philosophy replaces these false arts. But even much more interesting is that Plato goes even further, and condemns the use of rhetoric, the art of persuasion, as a whole. He not only does this adamantlyRead MoreEssay on Plato1158 Words   |  5 PagesPlato: The Life of Plato Plato was born around 427 BC, in Athens Greece to rich and politically involved family. Platos parents spared no expense in educating him; he was taught at the finest schools. He was taught by Socrates and defended Socrates when he was on trial. Plato traveled to Italy and may have even visited Egypt before founding The Academy. Plato also visited Sicily and instructed a young king there before returning to The Academy to teach for twenty years before his death in 347Read MorePlato Vs Aristotle Vs Plato1814 Words   |  8 PagesPlato and Aristotle had a considerable amount of differences in ideology given that Aristotle was Plato’s student for roughly two decades. Plato, a student of Socrates, opposed the idea of average citizens to participate in politics because he believed that political practice was skill or â€Å"technÄ“ that can only be achieved by a few people. He believed that â€Å"kings must be those among them who have proved best both in philosophy and where war is concerned.† (Republic, 491) and that these â€Å"philosopherRead MorePlatos Apology1219 Words   |  5 PagesPlato’s Apology, is by far one of the most logical yet critical thinking text that I have ever read. Plato describes Socrates, the accused atheist and corrupter of youth in ancient Athens, as a true beacon of ethics and morality. The method that Plato uses to depict Socrates on trial gives us a look back on how the trial of a man who encourages one of sound mind to ask questions even to those who are deemed wise in the eyes of others. Despite facing odds that are stacked highly against him, and this

Tuesday, May 5, 2020

Global Marketing free essay sample

Sinar Sosro Private Limited is the first company that introduced bottled jasmine tea to the public in Indonesia in the year 1940. The family started their business in Central Java, Indonesia which then expanded their market to Jakarta, Indonesia. Initially, the jasmine tea was brewed on the spot and served to the consumers. However, after they expand their market to Jakarta, they realize that the consumers find the tea that was brewed on the spot find the drink is too hot to be consume. Thus Sosro come out with a new strategy, the bottling system. In 1970, they came out with the first design of the bottle where tea was pre-brewed and bottled when it was cooled down and thus sell it to the consumers. The design of the bottle changed again in 1972 and 1974, which the latter design was used till now. Today, there are 4 different products which are under Sosro Logo. They are Bottled Sosro tea, Sosro Fruit tea, Sosro Teabag and Sosro Joy Green Tea. In addition to the local market, Sinar Sosro had also penetrated to the overseas market mainly by exporting their products in Tetra Pak and can packages to several countries such as Malaysia, Singapore, Brunei Darussalan and several countries in the Middle Eastern countries, Africa, Australia and United States. In this report, I will be investigating and analyse the opportunities exist in Singapore for Sosro brand product which is the Sosro Teabag which comes from Indonesia. ENVIRONMENTAL ANALYSIS OF SINGAPORE Singapore is known as one of the best country in the world for having the suitable environment for business. Located at the crossroads of the international trade routes, it is a constant top choice by multinationals organization to invest their money in. Singapore is known as a multi-cultural country with its diverse ethnic group, thus the varieties of cuisines are always in need. Food and Beverage business is one of the major business in Singapore and there is always a market for investors under this sector. Below, we will be analyzing the environment of Singapore and it is chosen to be the destination of the product. GEOGRAPHIC Located in the central of South East Asia, Singapore has one of the major advantages in doing business through their sea routes. The availability of the international and domestic transportation as well as the natural seaport had allowed Singapore to be one of the important hubs in the international trading. Changi Airport, the international airport of Singapore allows the country to connect with more than 180 countries in the world. This location allows them to easily access to all the premier Asian market. SOCIO-CULTURAL / PEOPLE With a population of more than 4 million people including expatriates, Singapore is a densely populated island with different races of people living harmoniously together. The people are the main drive behind most of the government decisions which aim to provide a better life for the people. With a population growth rate of 3. 1% in 2009, the literacy rate of the population comes up to 95% in total contributes to the economic boom in Singapore. The increase of the population plays a major part in the increase of the demand especially in the manufacturing field. Singapore is a knowledge based country, thus explained the highly educated people in the country. According to the Labor Force Evaluation Measurement report, Singapore has the best labor force in the world. Many of them have high productivity, technical proficiency, work hard and work smart culture. With professionals coming from all over the world, they bring extensive knowledge and professional expertise as well as experience which also contributes to the welfare of Singapore. The distribution channels for the food and beverage industry in Singapore can be divided into two main sectors. They are through retailers (includes wet markets, shopping malls, and supermarkets) and food services (e. g. hotels, restaurants, airlines). When it comes to distributing the products, many of them are controlled by local suppliers and their agents. Many of the channels prefer to purchase the products directly from the suppliers if they have large order quantity, for example, NTUC Fairprice and Cold Storage. However, for those who have a smaller order quantity will purchase their products from reliable suppliers. INFRASTRUCTURE Constant upgrading of the country’s infrastructure, Singapore remains as one of the most sought after country by investors to do their business. It is also ranked as Asia’s top convention city which had hosted some of the world’s most prestigious events. Depending on the size or nature of the business, investors can choose to set up their operations in an industrial/business park, own establishments or move into a readily available commercial buildings. As it is a technology savy country, Singapore tries to use technology to build up their efficiency and approximately 99% of the population have access to internet broadband network. POLITICAL / LEGAL Singapore political system is one that depicts laws, decides priorities and sets regulations using a rational and pro-business approach. It have a vision of bringing the country to the front line of the industrialized nations with its stable and orderly government. Singapore government emphasizes its efficiency and effectiveness in every walk of life. As it is run with integrity and transparent, investors can set up their business in an efficient manner without any hassle, bureaucratic delays or the need to pay corrupt officials. According to World Bank’s report, Singapore is rated strongly for government effectiveness, regulatory quality and control of corruption. Singapore government reviews their policies and programmes and takes extreme measure to restore their economy back to stable as quickly as possible if they come upon economic crisis. Development of Singapore laws reflect and awareness of the need to recognize and accommodate the investors with their current international business and commercial practices. As there are clear-cut laws regarding working hours, minimum wages, industrial protection and taxation, Singapore makes an attractive place for investors to set up and operate their businesses. ECONOMY One of the major reasons of doing business in Singapore is the economic factor. Being a member of ASEAN (Association of South East Asia) and FTA (Free Trade Agreement) allows Singapore to be of the best destination to do their business. As part of the member of FTA, Singapore had signed an agreement on the Common Effective Preferential Tariff (CEPT) scheme on 28 January 1992 which aims to eliminate tariffs and non-tariff barriers in the region. Other than Singapore, countries who are part of the ASEAN had also signed the agreement. Investors also enjoy a range of benefits such as preferential access to certain sectors, attractive tax regime, liberal immigration policies and intellectual property protection. Taxes are always an important factor that all investors take into consideration. One of the unique advantages of Singapore is that they have low corporate taxes. Companies that earn profit up to SGD 300,000 are imposed with 9% tax and it is capped at 18% for the amount more than that. Furthermore, Singapore follow a single-tier tax policy which means investors will be able to receive dividends tax free. In order to move away from direct taxes, Singapore government have adopted a more broad based consumption tax which is known as Goods and Services Taxes (GST) which is 7%. Intellectual Property Protection is taken seriously in Singapore. Investors or companies are able to register their trademarks in Singapore and also to apply for global trademark registration. In order to promote their economy, Singapore government had also established few programmes which is to assist investors to improve the efficiency and explore new opportunities. The availability of loans, grants and tax incentive as well as equity financing gave many investors the reason to invest in Singapore. COMPETITORS As all the information above mentioned, we know that the industry of food and beverage in Singapore is a thriving business. Thus there are many companies that brought in their products to the country. In the current market, there are many competitors that bring in their product. Using our product as a category, we have tea brands such as Lipton, Dilmah, Twinnings, Boh Plantations tea and many others as our competitors. CONCLUSION After analyzing the environment of Singapore, we realize that there are many opportunities that can be explored by the company for our products. With the correct strategy and right marketing strategy, we will be able to have a competitive advantage against other competitors and put our brand to the front. Looking at the economy of Singapore and how the government made decisions with the pro-business attitude, we believe that Singapore will be a good choice of location to invest the product. REFERENCES 1. EDB Singapore (2009), Singapore Facts and Figures, July 24 2010 http://www. fta. gov. sg/benefit. htm 2. FTA Singapore (2008), Benefits of FTA, July 24, 2010 http://www. fta. gov. sg/benefit. htm 3. Focus Singapore (2009), Business Opportunities, July 27, 2010 http://www. focussingapore. com/singapore-industry/business-opportunities. tml 4. Guide Me Singapore (2008), Advantages of Doing Business in Singapore, July 25, 2010 http://www. guidemesingapore. com/business/c643-singapore-business-setup-benefits. htm 5. Kotabe, M. and Helsen, K. (2008) Global Marketing Management, John Wiley and Sons Inc. United States of America 6. Sosro (2008), Company Profile, July 23, 2010 http://www. sosro. com/sejarah-bisnis. php 7. Statistics Singapore (2007), Latest Data, July 24, 2010 http://www. sing stat. gov. sg/stats/latestdata. html

Thursday, April 16, 2020

Introduction to Nanotechnology free essay sample

Generally nanotechnology deals with structures of the size 100 nanometers or smaller in at least one dimension, and involves developing materials or devices within that size. Nanotechnology is very diverse, ranging from extensions of conventional device physics to completely new approaches based upon molecular self-assembly, from developing new materials with dimensions on the nanoscale to investigating whether we can directly control matter on the atomic scale. There has been much debate on the future implications of nanotechnology. Nanotechnology has the potential to create many new materials and devices with a vast range of applications, such as in medicine, electronics and energy production. On the other hand, nanotechnology raises many of the same issues as with any introduction of new technology, including concerns about the toxicity and environmental impact of nanomaterials, and their potential effects on global economics, as well as speculation about various doomsday scenarios. These concerns have led to a debate among advocacy groups and governments on whether special regulation of nanotechnology is warranted. We will write a custom essay sample on Introduction to Nanotechnology or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The first use of the concepts found in nano-technology (but pre-dating use of that name) was in Theres Plenty of Room at the Bottom, a talk given by physicist Richard Feynman at an American Physical Society meeting at Caltech on December 29, 1959. Feynman described a process by which the ability to manipulate individual atoms and molecules might be developed, using one set of precise tools to build and operate another proportionally smaller set, and so on down to the needed scale. In the course of this, he noted, scaling issues would arise from the changing magnitude of various physical phenomena: gravity would become less important, surface tension and vander Waals attraction would become increasingly more significant, etc. Name – Swarnalipi Behera Regd. no – 0601211053 Roll. no – 106321 Branch – IT 1. Introduction Nanotechnology is an essentially modern scientific field that is constantly evolving as commercial and academic interest continues to increase and as new research is presented to the scientific community. The field’s simplest roots can be traced, albeit arguably, to 1959 but its primary development occurred in both the eighties and the early nineties. In addition to specific scientific achievements such as the invention of the STM, this early history is most importantly reflected in the initial vision of molecular manufacturing as it is outlined in three important works. Overall, an understanding of development and the criticism of this vision is integral for comprehending the realities and potential of nanotechnology today. Nanotechnology, shortened to nanotech, is the study of the controlling of matter on an atomic and molecular scale. Generally nanotechnology deals with structures of the size 100 nanometers or smaller in at least one dimension, and involves developing materials or devices within that size. Nanotechnology is very diverse, ranging from extensions of conventional device physics to completely new approaches based upon molecular self-assembly, from developing new materials with dimensions on the nanoscale to investigating whether we can directly control matter on the atomic scale. There has been much debate on the future implications of nanotechnology. Nanotechnology has the potential to create many new materials and devices with a vast range of applications, such as in medicine, electronics and energy production. On the other hand, nanotechnology raises many of the same issues as with any introduction of new technology, including concerns about the toxicity and environmental impact of nanomaterials, and their potential effects on global economics, as well as speculation about various doomsday scenarios. These concerns have led to a debate among advocacy groups and governments on whether special regulation of nanotechnology is warranted.

Friday, March 13, 2020

Using the Spanish Verb Hacer

Using the Spanish Verb Hacer Hacer is one of the most versatile verbs in the Spanish language, and it is used in a wide range of expressions that youll use daily. Although it is often said to mean to make or to do, in context it can refer to almost any activity as well as the act of becoming. Except as a simple question ( ¿hace? can mean something like will that do? and  ¿quà © haces? means what are you doing? or what are you making?), hacer very seldom stands alone. It is almost always followed by a noun. Key Takeaways Although  hacer  often is translated as to make or to do, it can be used in many other ways, including time and weather expressions.The reflexive form  hacerse  can also mean to become or to turn into.Hacer  is irregular in nearly all its forms. Uses for Hacer Here are some of the most common uses of hacer: To indicate the making or creation of something: A number of translations of the verb can be used in English depending on what is being made. Vamos a hacer una pgina web. (Were going to design a web page.)Hizo una casa grande en Chicago. (He built a large house in Chicago.)Hice un libro sobre mi tà ­a. (I wrote a book about my aunt.)El rbol hace sombra. (The tree provides shade.) As a general verb meaning to do: Hacer can refer to an activity in general, or it can replace a verb used earlier. No hizo nada. (She didnt do anything.)Yo comà ­a mucho y à ©l hacà ­a el mismo. (I ate a lot and he did the same.)Haz lo que digo, no lo que hago. (Do what I say, not what I do.)Hice mal en no estudiar. (I did wrong not to study.) As part of an expression or idiom indicating an act of some kind:  ¿Quieres hacer una pregunta? (Do you want to ask a question?)El acto terrorista le hizo daà ±o a mucha gente. (The terrorist act hurt a lot of people.)Hizo pedazos el comprobante. (He tore the receipt into pieces.) In weather terms: Typically, weather terms use a third-person singular form of hacer followed by a noun. Hace frà ­o. (Its cold.)Hacà ­a viento por todas partes. (It was windy everywhere.) In time expressions: Typically, hace is followed by a period of time to indicate how long ago something happened or started. El dà ³lar cae a niveles de hace dos aà ±os. (The dollar is falling to levels of two years ago.)Este virus se descubrià ³ hace poco tiempo. (This virus was discovered a short time ago.)La tengo desde hace tres dà ­as y estoy muy contento con ella. (I have had it since three days ago and am very happy with it.) To show causation: In some cases, hacer is used similarly to the English make to indicate why sometime happened. Ella me hace feliz. (She makes me happy.)Eso me hizo sentir mal. (That made me feel bad.) To indicate the act of becoming: The reflexive form hacerse is often used to indicate change. Se hace ms feliz. (Hes becoming happier.)Me hice hindà º. (I became a Hindu.)Se hicieron amigos. (They became friends.) In various impersonal expressions: In some cases, hacer can become the equivalent of to be. Hace un dà ­a esplà ©ndido. (Its a terrific day.)Voy si hace falta. (Im going if its necessary.)Hay gente que hace carrera sin talento. (There are people who are successful without talent.) To indicate the taking of a role: The role can be deliberate or not. Hizo el papel estelar en El Barbero de Sevilla. (He had the starring role in The Barber of Seville.)Hacà ­a el tonto con perfeccià ³n. (He played the perfect fool.)Hizo como que no entendà ­a nada. (She acted as if she understood nothing.) To indicate how something seems: The reflexive form is sometimes used in this way. Piorno se hace simptico por su acento caribeà ±o. (Piorno seems friendly because of his Caribbean accent.)Las horas se hacà ­an muy largas. (The hours seemed very long.) Conjugation of Hacer Like most much-used verbs, hacers conjugation is highly irregular. Here are the conjugations of the irregular indicative forms, with irregular conjugations in boldface: Present: yo hago, tà º haces, à ©l/ella/usted hace, hay (impersonal), nosotros/nosotras hacemos, vosotros/vosotras hacà ©is, ellos/ellas/ustedes hacen. Preterite: yo hice, tà º hiciste, à ©l/ella/usted hizo, hay nosotros/nosotras hicimos, vosotros/vosotras hicisteis, ellos/ellas/ustedes hicieron. Future: yo harà ©, tà º harà ©s, à ©l/ella/usted har, nosotros/nosotras haremos, vosotros/vosotras harà ©is, ellos/ellas/ustedes harn. Conditional: yo harà ­a, tà º harà ­as, à ©l/ella/usted harà ­a, nosotros/nosotras harà ­amos, vosotros/vosotras harà ­ais, ellos/ellas/ustedes harà ­an.

Wednesday, February 26, 2020

Strategic Plan Essay Example | Topics and Well Written Essays - 500 words

Strategic Plan - Essay Example In line with the company’s vision which is to be continually recognized as the innovative manufacturer of highly engineered electronic sensors through innovative research and development that would revolutionize the electronic sensor industry through its more productive, highly accessible and affordable products consistent with standards of excellence and social responsibility, the Electronic Sensor Manufacturing Company, has identified the following internal capabilities, as well as opportunities and threats in the external environment, eight years from now: Company facilities were improved concurrent with advancement in technology in the areas of machine shop, surface mount, testing, and processing using state of the art engineering equipment and facilities. Abiding by ethical standards continue to pay off in terms of better financial performance with employees exhibiting higher performance and productivity due to an environment of trust, employees are therefore more loyal c ontributing to low turnover, and a preponderance for higher investor loyalty, among others. Reliance on long term debts to fund research and development, as well as state of the art equipment and facilities could prove to have potential drawbacks in terms of the financial turmoil in the global

Sunday, February 9, 2020

EMPLOYEE RIGHTS, MANAGED CARE AND PATIENT SAFETY Essay - 3

EMPLOYEE RIGHTS, MANAGED CARE AND PATIENT SAFETY - Essay Example Managed care organizations, commonly referred as MCOs (Pozgar 2012) have been a key feature in this sector. According to the (Altenstettter &Bjorkman 2000) it has been seen that integration of both the insurer and provider functions been in the increase. Health Maintenance Organizations not only finances, but also ensure delivery of health services, which are comprehensive, to all the bonafide beneficiaries. The charges, under this model, are made on the employer for each subscriber. The fixed premium charge goes a long in giving the beneficiary rights of both being insured and provided medical care in case of ailments (Pozgar 2012). Subscriber should though note that, once in this system they can only get service from HMO contracted physicians. The HMO model has several forms which include staff and Independent practice association model. Under staff-model, an arrangement is made for the physician to proved services to the subscribers on full-time basis. The IPA- model has arrangeme nts made between the independent physicians and HMO to offer services on contract to the beneficiaries. Health care services can be bought from a group of providers who are carefully selected. Care in selection is emphasized so that the beneficiaries get the best treatment. This is accomplished through preferred provider organizations which are characterized by a well utilization management plan. Under this model, negotiation of payment rates and speeded payment terms are facilitated. In addition, the beneficiaries have freedom to choose services from other providers though at their own cost (Pozgar 2012). The major essence of this model is the negotiation of charges between the payer and panel providers whom the terms are on contract basis. The payer also selects a panel of providers whom are consulted by the enrollees in case of ailments or other medical necessities. This model has